TL;DR (checked 26 October 2026)
- Character.AI has millions of community characters and no adult content for anyone. Candy AI lets you design one companion and allows adult content.
- Character.AI is cheaper: free with ads, c.ai+ $9.99 a month or $94.99 a year, no tokens. Candy AI is €13.99 a month (about $15.70) or €47.88 a year (about $53.60), with 100 tokens a month for images, voice and video.
- Reviewers put real Candy AI spend at $25 to $60 a month. Refunds only within 24 hours and 20 tokens.
- Character.AI is in Chapter 11 since 12 October 2026 and still running. Candy AI is run by EverAI Limited in Malta.
Disclosure: this site is made by the naughti.ai team. naughti.ai is one of the apps compared here, and I say where it fits and where it does not. Every price comes from the vendor’s own page or a named source, checked 26 October 2026. Adults 18+ only; all characters in these apps are AI and fictional.
Character AI vs Candy AI side by side
| Character.AI | Candy AI |
|---|
| Company | Character Technologies, Inc., USA (Chapter 11) | EverAI Limited, Malta (EU) |
| Adult content | No, not even for verified adults | Yes |
| Format | Open chat with community characters, group chats | One companion you design |
| Characters | Millions, made by users | You build them: looks, personality, voice |
| Images | Limited | Yes, on tokens |
| Video | AvatarFX, no adult content | Image-to-video, on tokens |
| Voice | Calls, unlimited on c.ai+ | Voice messages; calls in beta |
| Apps | iOS, Android, web | Web and mobile web (native app unverified) |
| Free plan | Yes, with ads and slow mode | About 5 messages, 1 character, 1 image (reported) |
| Paid | c.ai lite $4.99/mo; c.ai+ $9.99/mo or $94.99/yr | €13.99/mo (≈$15.70) after a €9.99 first month; €47.88/yr (≈$53.60) |
| Currency | Charms for swipes on the free plan | 100 tokens/mo, about $0.10 per extra token |
| Age check | Age model plus Persona selfie or ID | Not verified |
| Refunds | Not verified | 24 hours, 20 tokens or fewer, card only |
| Card descriptor | App Store or Google Play | ”EverAI” |
I checked these figures on 26 October 2026. EUR prices converted at about 1.12 USD per euro.
The real difference: adult content
Character.AI does not allow adult content for anyone. There is no 18+ mode, and paying for c.ai+ does not change it: its FAQ says output is “the same” on free and paid plans. Adults who pass its Persona selfie or ID check still get the filter. Candy AI is built for adults and allows explicit chat, images and video with the companion you create. Both ban anything involving minors.
If the filter is your only problem, Candy AI fixes it. If you also loved Character.AI’s endless library of other people’s characters, Candy AI will feel small: you build your own instead.
Characters: a library against a builder
On Character.AI you search millions of user-made characters, from anime heroes to study buddies, and can put several in a group chat. On Candy AI you pick a realistic or anime style, set looks, personality and voice, then chat with that companion and ask for pictures of them. There is no official way to move a Character.AI character over; you copy its description and greeting and rebuild it. The switching guide walks through it.
Price: flat plan against tokens
Character.AI’s c.ai+ is $9.99 a month or $94.99 a year and has no token meter; the free plan stays usable with ads and slow mode. Candy AI’s plans look close on paper, but images, voice and video spend tokens. Third-party figures put an image at 4 tokens, a voice call at 3 a minute and image-to-video at 12, against 100 included tokens a month.
In practice: for text roleplay, Character.AI is cheaper as long as you accept the filter. Once you want images or video, Candy AI’s bill depends on how much you generate.
Memory and reliability
Character.AI publishes pinned memories and Chat Memories, with better memory on c.ai+; users still complain that bots forget recent context. It also had outages on 15 February, 12 March and 17 June 2026. Candy AI does not publish a memory size, and one detailed review reports memory resetting after 48 to 72 hours.
Company, privacy and the bankruptcy
Character.AI filed for Chapter 11 on 12 October 2026. The service and subscriptions keep running during the asset sale, but it may be wound down if no buyer keeps it going, and coverage notes that user data can transfer with the assets. Export what you care about: how to export your chats.
Candy AI is run by EverAI Limited (company C107181) in Malta, an EU company under GDPR, and names its card descriptor: EverAI. Reviewers note it publishes no end-to-end encryption. I did not review its privacy policy in detail.
A third option: a story instead of either
naughti.ai, made by the team behind this site, sits between the two: adult content like Candy AI, but premade characters like Character.AI. You pick one of about 50 written, branching scenarios or chat off-script with about 37 characters, with pre-made video clips on credits. You cannot design your own character. Plans start at €14.99 a month (about $16.79). Compare it in naughti.ai vs Character AI.
Who should pick which
- Stay with Character.AI: you want a huge free library, group chats and phone apps, and you do not need adult content.
- Pick Candy AI: you want adult content and your own companion with images, and you will watch token use. Take the yearly plan if you stay more than four months.
- Pick naughti.ai: you want adult roleplay with a ready-made plot and no character building.
Sources I used
I accessed all sources on 26 October 2026.
- RoboRhythms: Character.AI NSFW rules (19 Oct 2026)
- Character.AI on the App Store (prices, rating)
- Law Commentary: bankruptcy, Disney bid and wind-down risk
- Character.AI blog: An Update on Character.ai (12 Oct 2026)
- Candy AI subscriptions page
- RoboRhythms: Candy AI pricing (22 Oct 2026)
- naughti.ai Terms of Service
- EUR to USD rate used for conversions (1 EUR ≈ 1.12 USD, 21 Oct 2026)
Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is not affiliated with Character.AI or Character Technologies, Inc.